Web Site Terms and Conditions of Use

1. Terms

By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, applicable laws and regulations and their compliance. If you disagree with any of the stated terms and conditions, you are prohibited from using or accessing this site. The materials contained in this site are secured by relevant copyright and trade mark law.

2. Use License

1. Permission is allowed to temporarily download one duplicate of the materials (data or programming) on G&G Insurance’s site for individual and non-business use only. This is the just a permit of license and not an exchange of title, and under this permit you may not:
   1. modify or copy the materials;
   2. use the materials for any commercial use , or for any public presentation (business or non-business);
   3. attempt to decompile or rebuild any product or material contained on G&G Insurance’s site;
   4. remove any copyright or other restrictive documentations from the materials; or
   5. transfer the materials to someone else or even “mirror” the materials on other server.
2. This permit might consequently be terminated if you disregard any of these confinements and may be ended by G&G Insurance whenever deemed. After permit termination or when your viewing permit is terminated, you must destroy any downloaded materials in your ownership whether in electronic or printed form.

3. Disclaimer

1. The materials on G&G Insurance’s site are given “as is”. G&G Insurance makes no guarantees, communicated or suggested, and thus renounces and nullifies every single other warranties, including without impediment, inferred guarantees or states of merchantability, fitness for a specific reason, or non-encroachment of licensed property or other infringement of rights. Further, G&G Insurance does not warrant or make any representations concerning the precision, likely results, or unwavering quality of the utilization of the materials on its Internet site or generally identifying with such materials or on any destinations connected to this website.

4. Constraints

In no occasion should G&G Insurance or its suppliers subject for any harms (counting, without constraint, harms for loss of information or benefit, or because of business interference,) emerging out of the utilization or powerlessness to utilize the materials on G&G Insurance’s Internet webpage, regardless of the possibility that G&G Insurance or a G&G Insurance approved agent has been told orally or in written of the likelihood of such harm. Since a few purviews don’t permit constraints on inferred guarantees, or impediments of obligation for weighty or coincidental harms, these confinements may not make a difference to you.

5. Amendments and Errata

The materials showing up on G&G Insurance’s site could incorporate typographical, or photographic mistakes. G&G Insurance does not warrant that any of the materials on its site are exact, finished, or current. G&G Insurance may roll out improvements to the materials contained on its site whenever without notification. G&G Insurance does not, then again, make any dedication to update the materials.

6. Links

G&G Insurance has not checked on the majority of the websites or links connected to its website and is not in charge of the substance of any such connected webpage. The incorporation of any connection does not infer support by G&G Insurance of the site. Utilization of any such connected site is at the user’s own risk.

7. Site Terms of Use Modifications

G&G Insurance may update these terms of utilization for its website whenever without notification. By utilizing this site you are consenting to be bound by the then current form of these Terms and Conditions of Use.

8. Governing Law

Any case identifying with G&G Insurance’s site should be administered by the laws of the country of United States G&G Insurance State without respect to its contention of law provisions.

General Terms and Conditions applicable to Use of a Web Site.

Privacy Policy

Your privacy is critical to us. Likewise, we have built up this Policy with the end goal you should see how we gather, utilize, impart and reveal and make utilization of individual data. The following blueprints our privacy policy.

• Before or at the time of collecting personal information, we will identify the purposes for which information is being collected.
• We will gather and utilization of individual data singularly with the target of satisfying those reasons indicated by us and for other good purposes, unless we get the assent of the individual concerned or as required by law.
• We will just hold individual data the length of essential for the satisfaction of those reasons.
• We will gather individual data by legal and reasonable means and, where fitting, with the information or assent of the individual concerned.
• Personal information ought to be important to the reasons for which it is to be utilized, and, to the degree essential for those reasons, ought to be exact, finished, and updated.
• We will protect individual data by security shields against misfortune or burglary, and also unapproved access, divulgence, duplicating, use or alteration.
• We will promptly provide customers with access to our policies and procedures for the administration of individual data.
• We do not share, sell or disclose any phone numbers and SMS consent with any third parties.

We are focused on leading our business as per these standards with a specific end goal to guarantee that the privacy of individual data is secure and maintained.

G&G Insurance – California Notice at Collection

This Notice applies only to California residents (“Consumers“) concerning Personal Information that is subject to the California Consumer Privacy Act (“CCPA“). This Notice does not apply to information that is exempt from the CCPA.

“Personal Information” is information that identifies, relates to, describes, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular Consumer or household in California. It includes the following categories:

• “Identifiers” such as a real name, alias, postal address, unique personal identifier, online identifier, internet protocol address, email address, account name, Social Security number, driver’s license number, passport number, or other similar identifiers.
• “CCR Categories,” which may include the following categories of Personal Information described in the California Customer Records statute: name, signature, Social Security number, physical characteristics or description, address, driver’s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information.
• “Protected Classification Characteristics” under California or federal law such as age, marital status, and gender.
• “Commercial Information,” which may include records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.
• “Internet or Other Electronic Network Activity Information,” which may include website information, browsing history, search history, information on a Consumer’s interaction with an internet website, application, or advertisement.
• “Geolocation Data” about physical location or movements.
• “Sensory Information” consisting of audio, electronic, visual or similar information.
• “Professional or Employment-Related Information” such as information about current or past employment.
• “Education Information” such as education level.
• “Inferences” drawn from other Personal Information to create a profile about a Consumer reflecting the Consumer’s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.

Personal Information also includes the following categories of “Sensitive Personal Information“:

• “Sensitive Identifiers,” meaning Personal Information that reveals a Consumer’s Social Security, driver’s license, state identification card, or passport number.
• “Sensitive Account Information,” meaning Personal Information that reveals a Consumer’s account log-in, financial account, debit card, or credit card number in combination with any required security or access code, password, or credentials allowing access to an account.
• “Sensitive Geolocation Information,” meaning Personal Information that reveals a Consumer’s geolocation within an area that is equal to or less than the area of a circle with a radius of 1850 feet.
• “Sensitive Demographics,” meaning Personal Information that reveals a Consumer’s racial or ethnic origin, religious or philosophical beliefs, or union membership.
• “Sensitive Communications,” meaning the contents of a Consumer’s mail, email, and text messages unless we are the intended recipient of the communication.
• “Sensitive Genetics Information,” meaning a Consumer’s genetic data.
• “Sensitive Health Information,” meaning Personal Information collected and analyzed concerning a Consumer’s health.
• “Sensitive Sexual Information,” meaning Personal Information collected and analyzed concerning a Consumer’s sex life or sexual orientation.

We may collect and use the preceding Personal Information (including Sensitive Personal Information) about you and your household for the following purposes (the “Purposes“):

• Analytics, research & development, pricing, and improving or upgrading our offerings.
• Auditing and quality control.
• Auditing related to counting ad impressions to unique visitors, verifying positioning and quality of ad impressions.
• Claims and litigation.
• Compliance and related purposes, including, without limitation, making disclosures required by law or regulation, for governmental investigations or processes, or to our attorneys, accountants and auditors.
• Helping ensure our ability to detect security incidents, resist malicious, fraudulent or illegal activity, and report and help prosecute such activity and help protect people’s physical safety.
• Maintaining and protecting our data, systems and ourselves, including, without limitation, debugging to identify and repair errors.
• Marketing and advertising products and services offered by us or others, lead monetization, and associated research and analysis.
• Provide, process and service our products or offerings (e.g., maintaining or servicing policies, providing other consumer service, processing or fulfilling transactions and payments, verifying consumer information, communications, etc.)
• Sharing information throughout our family of companies or with companies in which we invest.

The minimum length of time for which we will retain the Personal Information we collect varies based on applicable statutes of limitations and whether we think we might need the information for court or other official proceedings.

We may sell, or share for Cross-Context Behavioral Advertising Purposes, Identifiers, Internet or Other Electronic Network Activity Information, Professional or Employment-Related Information, and Commercial Information. “Cross-Context Behavioral Advertising” means targeting advertising to a Consumer based on the Consumer’s Personal Information obtained from that person’s activity across businesses, distinctly-branded websites, applications, or services, other than the business, distinctly-branded website, application, or service with which the person intentionally interacts. You can opt-out of such sharing at by emailing your request to service@gg-insurance.com.

We may allow third parties to collect personal information from our websites.

Security

The security of your sensitive information is very important to us. If you have a security question or concern, we ask that you please contact us right away.