Why Auto Service Shops Need Specialized Business Insurance
Your business keeps vehicles running — but who keeps your business protected? A solid commercial policy protects your shop, employees, equipment, and your customers’ vehicles. G&G’s tailored auto service insurance policies are designed to meet the specific needs of auto businesses in Arkansas.
We understand local regulations and industry risks — including weather-related issues like tornadoes or flooding — so you get peace of mind knowing your coverage is built for where and how you operate.
Types of Auto Service Businesses We Cover
G&G provides insurance solutions for a variety of auto-related businesses:
Auto Repair Shops – General liability, workers' comp, tools, and property coverage.
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Body & Paint Shops – Garage liability, garage keepers, and equipment protection.
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Quick Lube / Oil Change Centers – Business property, liability, and employee coverage.
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Tire Shops & Alignment Services – Liability, fire/theft, and equipment coverage.
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Performance & Tuning Shops – Coverage for modifications, high-value parts, and customer vehicles.
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Transmission & Brake Shops – Tailored protection for specialized repairs.
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Mobile Mechanics – Commercial auto, general liability, and mobile equipment coverage.
Coverage Options for Auto Service Businesses
We offer flexible coverage packages that can include:
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General Liability Insurance – Protects against claims for bodily injury or property damage.
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Garage Keepers Insurance – Covers customer vehicles while in your shop's care.
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Commercial Auto Insurance – Required if you drive for business, especially for mobile mechanics.
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Workers’ Compensation – Covers your employees in case of injury on the job.
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Commercial Property Insurance – Protects your shop, tools, and physical assets.
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Equipment Breakdown Coverage – Helps pay for repair or replacement of essential equipment.
Arkansas-Specific Considerations
Businesses in Arkansas face certain regional risks and requirements:
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Storm & Weather Protection – Cover losses from tornadoes, hail, flooding, and other local events.
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State Compliance – Meet all Arkansas commercial insurance laws and licensing requirements.
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Custom Local Solutions – Our team understands the Arkansas auto industry — so you get policies that make sense for your business.
What Our Customers Say
Why Choose G&G for Your Auto Service Insurance in Arkansas?
- Local Expertise – We know the Arkansas insurance landscape and the auto service industry.
- Customized Policies – No two shops are the same — we match coverage to your exact needs.
- Top-Rated Carriers – We work with top providers to offer great coverage and competitive pricing.
- Excellent Support – Friendly, responsive service every step of the way.
Frequently Asked Questions
What kind of insurance does a mobile mechanic need?
You’ll need general liability, commercial auto, and equipment coverage to protect your tools and business on the road.
Is garage liability required for auto repair shops?
While not always required by law, it’s highly recommended to protect your shop against liability claims involving customer vehicles.
Can I get coverage for both my shop and mobile services?
Yes! We can build a policy that covers both fixed shop locations and mobile mechanic services.
How do I protect customer vehicles left in my care?
Garage keepers insurance provides protection for customer cars stored on your premises.
Get a Free Quote for Auto Service Insurance in Arkansas
Looking for the best and cheapest auto service coverage in Arkansas to protect your business? Contact G&G Independent Insurance today for a free, no-obligation quote. We can help you find the best insurance for your auto repair shop.
We also assist tire shops, mobile mechanic businesses, and specialty performance shops.
