# Insurance Agency in Little Rock, AR

Get the Best Flood Insurance Coverage in Little Rock, AR

Don’t wait until it’s too late—floods can strike unexpectedly in Little Rock, AR, leaving your home and belongings at risk. Secure your property with the right flood insurance coverage today. Whether you're in a high-risk area or not, it's essential to be prepared.

Get a free quote now and protect your home from flood damage!

Many Americans remain unaware that flood damage is not covered by standard homeowner's insurance policies. Others may be in denial about the serious flood risks they face. If you're considering whether or not to purchase flood insurance in Little Rock, here are a few important facts to keep in mind:

The Risks of Flooding

  • Floods are the nation’s #1 natural disaster.
    Floods cause more damage annually than any other natural disaster, making them a critical concern for homeowners.
  • Floods affect people everywhere.
    It's a common misconception that only those in high-risk areas need flood insurance. In fact, more than 20% of National Flood Insurance Program (NFIP) claims come from properties outside of high-risk areas. These areas also receive about one-third of all federal disaster assistance for flooding.

  • High-risk areas are underinsured.
    In Special Flood Hazard Areas (SFHAs), only one-third to one-half of residents carry flood insurance, despite the fact that there’s a 26% chance of flooding over a 30-year period in these areas—significantly higher than the 10% chance of experiencing a fire.

  • Many victims lack flood insurance.
    Following major floods in recent years, only 10-20% of victims in high-risk areas had flood insurance. The remaining 80-90% had to rely on taxpayer-funded federal disaster assistance, low-interest loans, tax write-offs, or personal savings to recover.

What Our Customers Say

Molly Main
3 weeks ago
Micah was absolutely wonderful in helping us get a builders risk policy for our remodel project. He was thorough, understood our needs, and made proactive...
Melody Rich
a month ago
I had an amazing experience with G&G Independent Insurance! From the moment I reached out, their team was responsive, professional, and genuinely attentive to my...
Savannah Cartmell
2 weeks ago
I had a great experience with G&G Insurance. Everything was super easy and fast, and I felt taken care of from start to finish. Cody...

How Flood Insurance in Little Rock Can Protect You

Affordable Flood insurance in Little Rock, AR

Flood insurance provides two key types of coverage:

  1. Building Coverage
    This protects the structure of your home, including its foundation, electrical systems, plumbing, air conditioning units, appliances, and permanently attached fixtures like flooring and carpet.

  2. Contents Coverage
    This protects your personal belongings, such as clothing, furniture, electronics, window coverings, portable appliances, rugs, and more.

Why Choose G&G Independent Insurance?

At G&G Independent Insurance, we believe your insurance should be as unique as you are. Just as you can customize almost anything from shoes to soda cans, we offer personalized insurance options.

Thanks to our in-house software, we can shop your coverage needs to ensure you’re getting the best protection at the best price. Say goodbye to overpaying for insurance and hello to peace of mind with the right coverage.

Areas We Serve

Kansas

Utah

Oklahoma

Texas

Tennessee