What Does Commercial Auto Insurance Cover?
This policy helps protect your business from:
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Bodily injury liability and property damage resulting from company vehicle accidents
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Medical payments or Personal Injury Protection (PIP) for your driver and passengers
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Legal fees and settlement costs in the event of a claim
Whether you operate a delivery truck, a company car, or specialized work equipment, our coverage is flexible enough to meet your business’s unique needs.
Hired and Non-Owned Auto Liability in Little Rock
If your business frequently rents vehicles or employees use their personal cars for work, Hired/Non-Owned Auto Liability is essential. This affordable add-on can be included in your business auto or general liability policy to cover:
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Accidents involving rented or employee-owned vehicles
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Property damage or injuries to others during work-related use
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Lawsuits and liability costs from incidents involving non-owned vehicles
Protect your business beyond your fleet—call G&G Independent Insurance today!
What Our Customers Say
Business Use of Personal Vehicles
G&G Independent Insurance offers various ATV insurance options to ensure you have the protection you need:
Liability Coverage
- Protects against financial loss if you cause damage or injury to others.
- Covers medical expenses and legal fees in case of an accident.
Collision Coverage
- Pays for damages to your ATV after an accident, regardless of fault.
- Helps cover repair or replacement costs.
Comprehensive Coverage
- Covers non-collision-related damages, such as theft, vandalism, fire, and natural disasters.
- Protects against unexpected losses even when your ATV is not in use.
Uninsured/Underinsured Motorist Coverage
- Protects if an uninsured or underinsured driver causes an accident.
- Ensures you receive compensation even if the at-fault party lacks sufficient coverage.
Average Cost of Auto Insurance in Little Rock, AR
Several factors influence the cost of ATV insurance in Little Rock, including:
- Type and Model: Higher-value ATVs generally cost more to insure.
- Riding History: Safe riding habits and a clean record can lower premiums.
- Usage: Frequent off-road use, farming, or recreational riding affects rates.
- Safety Features: ATVs with additional safety equipment may qualify for discounts.
Why Bundle Your Commercial Auto Insurance?
Getting the right ATV insurance is easy with G&G Independent Insurance:
- Request a Quote Online: Visit our website to get started.
- Speak with an Independent Agent: Our team compares policies from multiple providers to find the best insurance rate.
- Customize Your Coverage: Choose from various options tailored to your needs.
